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hile safeguarding the interests and promoting the development of banking services. At present an important part of securing an effective banking sector relates to the management of the State’s shares in a number of credit institutions, as well as policies relating to the provision of credit in the economy. In addition, more system-wide analysis of potential risks to financial stability is an integral aspect of the work of the Division. During 2011 the Banking unit in the NTMA, who had been delegated the Minister for Finance’s role in managing the State’s shareholding in the financial sector, were integrated into the Banking Division in the Department, streamlining the State authorities’ involvement in the banks in which the State is a shareholder.